Experts say many homeowners don’t fully understand their insurance. What to know before a storm.

We took a look at the biggest misconceptions and what you need to check before the next storm hits. With hurricane season already underway, insurance can be a lifeline after a storm. But many homeowners may not realize what their policies don’t cover — until it’s too late. When a storm hits, most people assume insurance will help them bounce back. But experts say many homeowners don’t fully understand their coverage or their responsibilities after a storm.