A new housing development is coming to Jacksonville’s Northbank, but how affordable will it be?
Read full article: A new housing development is coming to Jacksonville’s Northbank, but how affordable will it be?A proposed development in downtown Jacksonville could bring new affordable housing options to the Northbank and now, for the first time, there’s a clearer picture of what some of those units could cost.
‘First-of-its-kind’ affordable apartments coming to Northside; 25% of units reserved for DCPS staff
Read full article: ‘First-of-its-kind’ affordable apartments coming to Northside; 25% of units reserved for DCPS staffA nonprofit developer plans to build 120 affordable apartments on Jacksonville’s Northside at the site of the former Lake Forest Elementary School, which closed in 2019.
‘I paid $15K in 1960′: Older Americans now hold more real estate wealth than ever as younger buyers fall behind
Read full article: ‘I paid $15K in 1960′: Older Americans now hold more real estate wealth than ever as younger buyers fall behindA major shift in the U.S. housing market is reshaping who owns property and who can afford to buy in.
Jacksonville ranked #1 U.S. market for first-time homebuyers, Zillow says
Read full article: Jacksonville ranked #1 U.S. market for first-time homebuyers, Zillow saysJacksonville is the best large U.S. housing market for first-time homebuyers this spring, according to a new analysis released by Zillow.
Demand for affordable homeownership grows in Clay County as Habitat for Humanity expands efforts
Read full article: Demand for affordable homeownership grows in Clay County as Habitat for Humanity expands effortsAs home prices continue to climb across Northeast Florida, homeownership is slipping further out of reach for many families, especially those living on fixed incomes.
‘It can really save so many lives’: A look inside the Jacksonville program preventing evictions and homelessness
Read full article: ‘It can really save so many lives’: A look inside the Jacksonville program preventing evictions and homelessnessAs housing costs continue to strain household budgets, a Jacksonville program aimed at preventing evictions is offering a lifeline to families facing short-term financial hardship.
Jacksonville launches SHIP program to build 10 affordable single-family homes for very-low-income buyers
Read full article: Jacksonville launches SHIP program to build 10 affordable single-family homes for very-low-income buyersThe City of Jacksonville on Thursday launched the SHIP Single-Family Development Program to build 10 affordable single-family homes and pair eligible buyers with downpayment assistance, officials said.
‘It’s just really difficult’: Florida lawmakers struggle to deliver affordability relief as key housing bills fail
Read full article: ‘It’s just really difficult’: Florida lawmakers struggle to deliver affordability relief as key housing bills failAffordability remains the top concern for Floridians, but state lawmakers wrapped up the 2026 legislative session with little to show for it, as several high-profile housing and insurance proposals failed to pass.
‘It provides more local resources’: Senate Housing Bill could boost Jacksonville’s fight against affordability crisis
Read full article: ‘It provides more local resources’: Senate Housing Bill could boost Jacksonville’s fight against affordability crisisThe U.S. Senate has passed what could become one of the most sweeping housing packages in decades, a proposal local leaders say could help tackle affordability challenges in Jacksonville if it becomes law.
Nearly 40% of Jacksonville families qualify for affordable housing. Nonprofit leader addresses the ‘stigma’
Read full article: Nearly 40% of Jacksonville families qualify for affordable housing. Nonprofit leader addresses the ‘stigma’Nearly 40% of families in Jacksonville qualify for most affordable housing programs, according to city data — a reality local housing leaders say highlights just how widespread the affordability crisis has become.
Own the home, not the land: A unique program tackling Jacksonville’s housing affordability crisis
Read full article: Own the home, not the land: A unique program tackling Jacksonville’s housing affordability crisisAs housing prices continue to climb, a local program is offering a different path to homeownership for residents priced out of the traditional market.
Built-to-Rent trend expands to mobile homes in Palatka, offering ‘attainable’ rents amid housing crunch
Read full article: Built-to-Rent trend expands to mobile homes in Palatka, offering ‘attainable’ rents amid housing crunchA growing housing trend in Northeast Florida is expanding beyond single-family subdivisions and into manufactured housing, as developers look to meet demand from renters priced out of homeownership.
More than 1 in 10 new Duval homes are built only for renters. Is it helping or hurting affordability?
Read full article: More than 1 in 10 new Duval homes are built only for renters. Is it helping or hurting affordability?What looks like a typical neighborhood in Jacksonville, with rows of new single-family homes that have driveways and manicured lawns, might not be for sale at all.
Mortgage rates back in the 5% range for first since 2023. Buyers are responding locally
Read full article: Mortgage rates back in the 5% range for first since 2023. Buyers are responding locallyMortgage rates have eased into the 5% range for the first time since 2023, and local lenders say buyers in Northeast Florida are taking notice.
Jacksonville ramps up affordable housing construction, but the city is still 50,000 units short
Read full article: Jacksonville ramps up affordable housing construction, but the city is still 50,000 units shortJacksonville has made measurable gains in affordable housing construction in recent years, but city leaders say the pace still falls short of what’s needed to keep up with rapid population growth.
Jacksonville rents surged post-pandemic. A new book examines why and calls attention to the affordability crisis
Read full article: Jacksonville rents surged post-pandemic. A new book examines why and calls attention to the affordability crisisWhen rents began skyrocketing across the country, Jacksonville didn’t just feel the impact, it ranked among the top five U.S. cities with the fastest rent increases.
40% of millennials want to buy a home in 2026. But they face mounting affordability hurdles
Read full article: 40% of millennials want to buy a home in 2026. But they face mounting affordability hurdlesMillennials hoping to buy a home in 2026 say affordability pressures are intensifying, with many feeling desperate to enter the housing market even as high prices, interest rates and debt make ownership harder to reach, according to new research.
Zillow lists Jacksonville as a top market for homebuyers: Jax Daily Record
Read full article: Zillow lists Jacksonville as a top market for homebuyers: Jax Daily RecordA new study from online real estate company Zillow lists Jacksonville as one of the most favorable markets for homebuyers in the U.S.
Quiet lifelines: Local organization helping Florida families from losing their homes amid foreclosure surge
Read full article: Quiet lifelines: Local organization helping Florida families from losing their homes amid foreclosure surgeAs housing costs climb and job losses ripple through Florida, more families are facing foreclosure here than anywhere else in the nation — and many are turning to quiet, community-based help before they lose everything.
News4JAX joins Northeast Florida News Partners Collaborative to tackle issue of housing costs
Read full article: News4JAX joins Northeast Florida News Partners Collaborative to tackle issue of housing costsSince last May, News4JAX has been tackling the tough topic of affordable housing from every angle. Now, we’re taking our efforts a step further by joining a coalition of Northeast Florida news organizations – including digital, broadcast, and print media – to tackle the issue of housing costs as a shared editorial project in 2026.
Can you afford to buy a home in 2026? Experts say it depends on strategy, not headlines
Read full article: Can you afford to buy a home in 2026? Experts say it depends on strategy, not headlinesWith home prices still elevated and mortgage rates uncertain, many would-be buyers are asking a simple question: Can you afford to buy a home in 2026?
From a botched fridge install to landlord complaints: Here are the top 2025 I-TEAM and Addressing Affordability stories
Read full article: From a botched fridge install to landlord complaints: Here are the top 2025 I-TEAM and Addressing Affordability storiesFrom a botched refrigerator installation to complaints filed against a landlord for awful living conditions. Here are the top 10 I-Team and Addressing Affordability stories of 2025.
Study: Typical Florida household needs 17 years to save for 10% home down payment. How long has your family been saving?
Read full article: Study: Typical Florida household needs 17 years to save for 10% home down payment. How long has your family been saving?As home prices continue to climb across Florida, a new analysis suggests it could take the typical household nearly a generation to save for a modest down payment.
Buyers demand affordability as Jacksonville sees the steepest home price decline of top 40 US markets
Read full article: Buyers demand affordability as Jacksonville sees the steepest home price decline of top 40 US marketsJacksonville saw one of the sharpest home-price drops in the nation, with the region’s median home price falling more than $16,000 year over year in October, the steepest decline among the country’s 40 largest metro areas, according to new data from Homes.com.
Your home builder’s tax estimate might be off by hundreds of dollars. Here’s how to verify it yourself
Read full article: Your home builder’s tax estimate might be off by hundreds of dollars. Here’s how to verify it yourselfA growing number of Florida homeowners say their mortgage payments jumped by hundreds, even more than a thousand dollars, within their first year of owning a new construction home, and many believe they were never warned it could happen.
They signed the papers to their dream homes. Then learned their taxes were triple what the builder told them
Read full article: They signed the papers to their dream homes. Then learned their taxes were triple what the builder told themDozens of Northeast Florida families say they were blindsided by steep increases in their monthly mortgage payments after buying new construction homes from D.R. Horton, one of the nation’s largest homebuilders.
Addressing A4dability: Golden Isles employers struggle as workforce housing falls short
Read full article: Addressing A4dability: Golden Isles employers struggle as workforce housing falls shortAs the population of Brunswick and the Golden Isles continues to climb, community leaders say the demand for affordable homes is outpacing construction, and the gap is widening.
‘We’re trying to lead’: Jacksonville company rolls out portable 3D construction robot to tackle housing costs
Read full article: ‘We’re trying to lead’: Jacksonville company rolls out portable 3D construction robot to tackle housing costsA Jacksonville-based company says its new portable 3D construction robot could help lower homebuilding costs and make housing more affordable across Northeast Florida.
‘Building housing for the houseless’: Nonprofit aims to close affordability gap in Nassau County, one property at a time
Read full article: ‘Building housing for the houseless’: Nonprofit aims to close affordability gap in Nassau County, one property at a timeAffordable Housing 1st was created last year by co-founder Carlene McDuffie and president Kevin Harriman to address Nassau County’s growing affordability crisis.
Nassau County resident receives keys to new home through affordable housing program
Read full article: Nassau County resident receives keys to new home through affordable housing programA Nassau County resident received the keys to a brand new home constructed through the county’s State Housing Initiatives Partnership (SHIP), which provides down payment and rehabilitation assistance for individuals in need.
Florida homebuyers file lawsuit against D.R. Horton, claiming misleading mortgage practices led to costly surprises
Read full article: Florida homebuyers file lawsuit against D.R. Horton, claiming misleading mortgage practices led to costly surprisesA lawsuit claims D.R. Horton and DHI Mortgage worked together to promote “affordable” monthly payments that didn’t include full property tax costs, alleging the companies duped first-time buyers and left homeowners paying hundreds more each month than expected.
Jacksonville launches new housing dashboard to help tackle affordable housing crisis
Read full article: Jacksonville launches new housing dashboard to help tackle affordable housing crisisJacksonville city leaders are rolling out a new tool designed to give residents a clearer picture of the city’s ongoing efforts to address the affordable housing crisis.
This local mother never thought she’d be able to own a home. A nonprofit is making it happen
Read full article: This local mother never thought she’d be able to own a home. A nonprofit is making it happenHelen Johnson will move into one of the 44 townhomes being built by Beaches Habitat for Humanity off Mayport Road, called Coastal Haven.
City cuts ribbon on 5 new affordable homes in Durkeeville
Read full article: City cuts ribbon on 5 new affordable homes in DurkeevilleThe City of Jacksonville, the Jacksonville Housing Authority and First Coast Construction, will break ground on five new affordable homes in the Durkeeville neighborhood on Friday.
Nearly 1 million renters across Florida are just one ‘curveball’ away from losing their housing, study finds
Read full article: Nearly 1 million renters across Florida are just one ‘curveball’ away from losing their housing, study findsHomelessness among Florida families has surged in the last three years as soaring rents and a shortage of affordable housing push more residents into shelters, motels and the streets, a new University of Florida report says.
‘Displacement is gentrification’: Eastside leaders warn stadium renovations could price out longtime residents
Read full article: ‘Displacement is gentrification’: Eastside leaders warn stadium renovations could price out longtime residentsAs the Jacksonville Jaguars stadium undergoes millions of dollars in renovations, residents of the city’s historic Eastside say they’re caught between promises of revitalization and fears of displacement.
‘Slumlord problem’: Jacksonville’s most vulnerable forced to choose between affordable rent and safe living conditions
Read full article: ‘Slumlord problem’: Jacksonville’s most vulnerable forced to choose between affordable rent and safe living conditionsTenants at several Jacksonville apartment complexes say they’re living in dangerous, deteriorating conditions while paying rising rents to one of the city’s largest landlords.
Tiny homes offer big relief as Jacksonville families search for affordable housing options
Read full article: Tiny homes offer big relief as Jacksonville families search for affordable housing optionsJacksonville is short thousands of affordable homes, and the rising cost of rent and mortgages is forcing many families to look for alternatives. One solution gaining traction: tiny homes.
Florida’s mobile home parks are an affordable housing lifeline. But residents face steep eviction risks
Read full article: Florida’s mobile home parks are an affordable housing lifeline. But residents face steep eviction risksManufactured housing plays a key role in providing affordable housing, especially in Florida, which has one of the largest numbers of mobile home parks in the country.
No Room on Campus: The off-campus housing crisis facing college students
Read full article: No Room on Campus: The off-campus housing crisis facing college studentsAs part of News4JAX’s Addressing Affordability series, we’re taking a closer look at how rising housing costs are reshaping the college experience.
Springfield’s growth forcing longtime residents, first-time home buyers to question area’s affordability
Read full article: Springfield’s growth forcing longtime residents, first-time home buyers to question area’s affordabilityKnown for its colorful homes and wraparound porches, Springfield is one of Jacksonville’s oldest neighborhoods. Once overlooked, the historic community just north of downtown has become a magnet for new residents and businesses. However, revitalization is coming at a cost as longtime locals say the price of that popularity is a rise in home prices and the potential loss of what made Springfield special in the first place.
There are 1,400 short-term rentals in Jacksonville Beach. Locals say that’s driving up home prices and changing the city
Read full article: There are 1,400 short-term rentals in Jacksonville Beach. Locals say that’s driving up home prices and changing the cityAs part of News4JAX’s Addressing A4dability series, we’re taking a closer look at how short-term rentals, like Airbnb and Vrbo, are reshaping housing markets, neighborhoods, and the ability for locals to afford a place to live.
75% of kids who rely on this local nonprofit face homelessness or housing instability. Their state funding was just cut
Read full article: 75% of kids who rely on this local nonprofit face homelessness or housing instability. Their state funding was just cutThe Giving Closet Project has quietly become a safety net for thousands of Jacksonville students facing homelessness and housing insecurity. But after losing $150,000 in state funding through Gov. Ron DeSantis’ budget vetoes, the organization is now leaning heavily on the community to survive.
Yes, you can buy a home with $0 down. A Jacksonville mortgage broker is working to spread the word on social media
Read full article: Yes, you can buy a home with $0 down. A Jacksonville mortgage broker is working to spread the word on social mediaAs part of our “Addressing A4dability” series, we spoke with longtime loan officer Jason Kindler, who says zero-down mortgages are not only possible, they’re happening every day.
Boomers skip the market: Family-to-family home transfers surge in Florida
Read full article: Boomers skip the market: Family-to-family home transfers surge in FloridaA growing number of Baby Boomers are transferring property directly to family members, bypassing the traditional real estate market, and it’s reshaping housing trends across the country.
A sign of the times? Jacksonville mom working two jobs, launches fundraiser to help buy first home for her family
Read full article: A sign of the times? Jacksonville mom working two jobs, launches fundraiser to help buy first home for her familyAs home prices and interest rates continue to climb, more families are struggling to cross the threshold into homeownership, especially single parents trying to save on a single income.
Are corporate landlords trapping renters? A Clay County woman’s story highlights a bigger problem amid federal scrutiny
Read full article: Are corporate landlords trapping renters? A Clay County woman’s story highlights a bigger problem amid federal scrutinyA Jacksonville-area woman’s experience renting from one of the nation’s largest landlords is shedding light on a broader housing issue that’s now the subject of a federal investigation.
25% of Jacksonville residents spend more than half their income on housing. How the city is addressing affordability
Read full article: 25% of Jacksonville residents spend more than half their income on housing. How the city is addressing affordabilityAs part of News4JAX’s ongoing weekly series “Addressing Affordability,” we’re digging deeper into the issue dominating local conversations — the rising cost of having a place to live.
‘This is just the beginning’: Jacksonville officials break ground on new affordable housing in Durkeeville
Read full article: ‘This is just the beginning’: Jacksonville officials break ground on new affordable housing in DurkeevilleThe City of Jacksonville, the Jacksonville Housing Authority and First Coast Construction, will break ground on five new affordable homes in the Durkeeville neighborhood on Friday.
Three Generations, One Housing Crisis: What ‘Affordable’ means in 2025
Read full article: Three Generations, One Housing Crisis: What ‘Affordable’ means in 2025As part of our ongoing Addressing A4dability series, News4JAX gathered voices from three different generations — Baby Boomers, Millennials, and Gen Z — to discuss the challenges they face when it comes to affording a place to live.
Home Sick: Some Florida mobile home residents are paying the price of lower-cost living with their health, study finds
Read full article: Home Sick: Some Florida mobile home residents are paying the price of lower-cost living with their health, study findsA new public health report by Human Impact Partners and Manufactured Housing Action paints a disturbing picture, accusing one of the nation’s largest mobile home park owners of transforming affordable communities into hazardous ones.
‘It’s like free money’: Jacksonville program helps renters become homeowners
Read full article: ‘It’s like free money’: Jacksonville program helps renters become homeownersJWB Real Estate’s HomeStep program is turning tenants into proud homeowners by offering financial incentives and support services to help them make the leap.
‘Addressing Affordability’: How does Northeast Florida’s housing market align with the definition of affordable housing?
Read full article: ‘Addressing Affordability’: How does Northeast Florida’s housing market align with the definition of affordable housing?According to housing experts, “affordable” is defined as spending no more than 30% of your income on housing. In Jacksonville, where the median household income is $81,107 according to city data, that means monthly housing costs should not exceed $2,027 to be considered affordable.
Generational divide widens in U.S. homeownership aspirations and realities
Read full article: Generational divide widens in U.S. homeownership aspirations and realitiesA recent survey by Clever Real Estate reveals that while 90% of Americans across generations—baby boomers, Gen X, and millennials—still view homeownership as a key component of the American dream, many believe it’s increasingly out of reach.
