As Northeast Florida’s population ages, local nonprofits warn that more seniors are struggling to afford housing as rent prices continue to rise faster than retirement incomes.

A major mixed-use development planned for Jacksonville’s Springfield neighborhood aims to bring hundreds of new housing units to the area, including affordable and workforce housing options.

“Buy now, pay later” services are rapidly becoming a financial lifeline for some families struggling with rising costs, but consumer finance experts warn the increasingly popular payment option can quickly turn into difficult-to-manage debt.

As housing costs continue to rise across Northeast Florida, one Clay County nonprofit says more families are finding themselves on the brink of homelessness often after a single financial setback.

Gateway Jax CEO Bryan Moll said there is momentum building in downtown Jacksonville, where cranes, construction sites and billion-dollar investments are reshaping the city’s skyline.

In one of Northeast Florida’s most visited destinations, some residents say the rise of short-term rentals is reshaping neighborhoods and pricing out the people who live and work there.

From rising housing and insurance costs to everyday expenses, affordability is taking center stage on the Florida gubernatorial campaign trail, reflecting what experts say is a growing strain on residents’ quality of life.

A proposed development in downtown Jacksonville could bring new affordable housing options to the Northbank and now, for the first time, there’s a clearer picture of what some of those units could cost.

A nonprofit developer plans to build 120 affordable apartments on Jacksonville’s Northside at the site of the former Lake Forest Elementary School, which closed in 2019.

A major shift in the U.S. housing market is reshaping who owns property and who can afford to buy in.

Jacksonville is the best large U.S. housing market for first-time homebuyers this spring, according to a new analysis released by Zillow.

As home prices continue to climb across Northeast Florida, homeownership is slipping further out of reach for many families, especially those living on fixed incomes.

As housing costs continue to strain household budgets, a Jacksonville program aimed at preventing evictions is offering a lifeline to families facing short-term financial hardship.

The City of Jacksonville on Thursday launched the SHIP Single-Family Development Program to build 10 affordable single-family homes and pair eligible buyers with downpayment assistance, officials said.

Affordability remains the top concern for Floridians, but state lawmakers wrapped up the 2026 legislative session with little to show for it, as several high-profile housing and insurance proposals failed to pass.

The U.S. Senate has passed what could become one of the most sweeping housing packages in decades, a proposal local leaders say could help tackle affordability challenges in Jacksonville if it becomes law.

Nearly 40% of families in Jacksonville qualify for most affordable housing programs, according to city data — a reality local housing leaders say highlights just how widespread the affordability crisis has become.

As housing prices continue to climb, a local program is offering a different path to homeownership for residents priced out of the traditional market.

A growing housing trend in Northeast Florida is expanding beyond single-family subdivisions and into manufactured housing, as developers look to meet demand from renters priced out of homeownership.

What looks like a typical neighborhood in Jacksonville, with rows of new single-family homes that have driveways and manicured lawns, might not be for sale at all.

Mortgage rates have eased into the 5% range for the first time since 2023, and local lenders say buyers in Northeast Florida are taking notice.

Jacksonville has made measurable gains in affordable housing construction in recent years, but city leaders say the pace still falls short of what’s needed to keep up with rapid population growth.

When rents began skyrocketing across the country, Jacksonville didn’t just feel the impact, it ranked among the top five U.S. cities with the fastest rent increases.

Millennials hoping to buy a home in 2026 say affordability pressures are intensifying, with many feeling desperate to enter the housing market even as high prices, interest rates and debt make ownership harder to reach, according to new research.

A new study from online real estate company Zillow lists Jacksonville as one of the most favorable markets for homebuyers in the U.S.

As housing costs climb and job losses ripple through Florida, more families are facing foreclosure here than anywhere else in the nation — and many are turning to quiet, community-based help before they lose everything.

Since last May, News4JAX has been tackling the tough topic of affordable housing from every angle. Now, we’re taking our efforts a step further by joining a coalition of Northeast Florida news organizations – including digital, broadcast, and print media – to tackle the issue of housing costs as a shared editorial project in 2026.

With home prices still elevated and mortgage rates uncertain, many would-be buyers are asking a simple question: Can you afford to buy a home in 2026?

As housing costs continue to rise locally and nationwide, Jacksonville is taking its affordability fight global.

From a botched refrigerator installation to complaints filed against a landlord for awful living conditions. Here are the top 10 I-Team and Addressing Affordability stories of 2025.

After years of sticker shock, there may finally be some relief ahead for Jacksonville homebuyers.

As home prices continue to climb across Florida, a new analysis suggests it could take the typical household nearly a generation to save for a modest down payment.

Jacksonville saw one of the sharpest home-price drops in the nation, with the region’s median home price falling more than $16,000 year over year in October, the steepest decline among the country’s 40 largest metro areas, according to new data from Homes.com.

A growing number of Florida homeowners say their mortgage payments jumped by hundreds, even more than a thousand dollars, within their first year of owning a new construction home, and many believe they were never warned it could happen.

Dozens of Northeast Florida families say they were blindsided by steep increases in their monthly mortgage payments after buying new construction homes from D.R. Horton, one of the nation’s largest homebuilders.

As the population of Brunswick and the Golden Isles continues to climb, community leaders say the demand for affordable homes is outpacing construction, and the gap is widening.

A Jacksonville-based company says its new portable 3D construction robot could help lower homebuilding costs and make housing more affordable across Northeast Florida.

Affordable Housing 1st was created last year by co-founder Carlene McDuffie and president Kevin Harriman to address Nassau County’s growing affordability crisis.

A Nassau County resident received the keys to a brand new home constructed through the county’s State Housing Initiatives Partnership (SHIP), which provides down payment and rehabilitation assistance for individuals in need.

A lawsuit claims D.R. Horton and DHI Mortgage worked together to promote “affordable” monthly payments that didn’t include full property tax costs, alleging the companies duped first-time buyers and left homeowners paying hundreds more each month than expected.

Jacksonville city leaders are rolling out a new tool designed to give residents a clearer picture of the city’s ongoing efforts to address the affordable housing crisis.

Helen Johnson will move into one of the 44 townhomes being built by Beaches Habitat for Humanity off Mayport Road, called Coastal Haven.

The City of Jacksonville, the Jacksonville Housing Authority and First Coast Construction, will break ground on five new affordable homes in the Durkeeville neighborhood on Friday.

Homelessness among Florida families has surged in the last three years as soaring rents and a shortage of affordable housing push more residents into shelters, motels and the streets, a new University of Florida report says.

As the Jacksonville Jaguars stadium undergoes millions of dollars in renovations, residents of the city’s historic Eastside say they’re caught between promises of revitalization and fears of displacement.

Tenants at several Jacksonville apartment complexes say they’re living in dangerous, deteriorating conditions while paying rising rents to one of the city’s largest landlords.

Jacksonville is short thousands of affordable homes, and the rising cost of rent and mortgages is forcing many families to look for alternatives. One solution gaining traction: tiny homes.

Manufactured housing plays a key role in providing affordable housing, especially in Florida, which has one of the largest numbers of mobile home parks in the country.

Renting a starter home continues to be more affordable than buying one, according to new data from Realtor.com.

As part of News4JAX’s Addressing Affordability series, we’re taking a closer look at how rising housing costs are reshaping the college experience.

Known for its colorful homes and wraparound porches, Springfield is one of Jacksonville’s oldest neighborhoods. Once overlooked, the historic community just north of downtown has become a magnet for new residents and businesses. However, revitalization is coming at a cost as longtime locals say the price of that popularity is a rise in home prices and the potential loss of what made Springfield special in the first place.

As part of News4JAX’s Addressing A4dability series, we’re taking a closer look at how short-term rentals, like Airbnb and Vrbo, are reshaping housing markets, neighborhoods, and the ability for locals to afford a place to live.

The Giving Closet Project has quietly become a safety net for thousands of Jacksonville students facing homelessness and housing insecurity. But after losing $150,000 in state funding through Gov. Ron DeSantis’ budget vetoes, the organization is now leaning heavily on the community to survive.

As part of our “Addressing A4dability” series, we spoke with longtime loan officer Jason Kindler, who says zero-down mortgages are not only possible, they’re happening every day.

A growing number of Baby Boomers are transferring property directly to family members, bypassing the traditional real estate market, and it’s reshaping housing trends across the country.

As home prices and interest rates continue to climb, more families are struggling to cross the threshold into homeownership, especially single parents trying to save on a single income.

A Jacksonville-area woman’s experience renting from one of the nation’s largest landlords is shedding light on a broader housing issue that’s now the subject of a federal investigation.

As part of News4JAX’s ongoing weekly series “Addressing Affordability,” we’re digging deeper into the issue dominating local conversations — the rising cost of having a place to live.

The City of Jacksonville, the Jacksonville Housing Authority and First Coast Construction, will break ground on five new affordable homes in the Durkeeville neighborhood on Friday.

As part of our ongoing Addressing A4dability series, News4JAX gathered voices from three different generations — Baby Boomers, Millennials, and Gen Z — to discuss the challenges they face when it comes to affording a place to live.

A new public health report by Human Impact Partners and Manufactured Housing Action paints a disturbing picture, accusing one of the nation’s largest mobile home park owners of transforming affordable communities into hazardous ones.

JWB Real Estate’s HomeStep program is turning tenants into proud homeowners by offering financial incentives and support services to help them make the leap.

According to housing experts, “affordable” is defined as spending no more than 30% of your income on housing. In Jacksonville, where the median household income is $81,107 according to city data, that means monthly housing costs should not exceed $2,027 to be considered affordable.

A recent survey by Clever Real Estate reveals that while 90% of Americans across generations—baby boomers, Gen X, and millennials—still view homeownership as a key component of the American dream, many believe it’s increasingly out of reach.